PREXIUM is a marketing and lead-generation provider. PREXIUM is not a mortgage lender, mortgage broker, creditor, loan servicer, or mortgage loan originator and does not make lending or credit decisions. Qualified-lead criteria refer to marketing qualification, consumer-stated intent, contact verification, and product fit—not underwriting, preapproval, credit approval, or loan eligibility. Delivered leads are exclusive to one buyer; PREXIUM is not market-exclusive and some markets have no current lead availability. Self-reported credit screening (640+) is not a credit pull, credit approval, or guarantee of loan eligibility. No applications, approvals, funded loans, loan terms, revenue, return on investment, or business results are guaranteed. Mortgage professionals purchasing leads are responsible for maintaining all required licenses, following applicable advertising and contact laws, and determining consumer eligibility. Programs are subject to market availability, signed agreements, lead criteria, delivery terms, and replacement policies.
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